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Imagine if your business bank account* was your accounting software

See why Thriday is better for small businesses than ANZ
Supported by some of Australia's most trusted brands

ANZ is considered the smallest of Australia's traditional big 4 banks. ANZ has traditionally struggled to provide comprehensive business banking services and recently sold out of its merchant terminal business. For most business owners, the big banks do little more than hold onto their funds. Given the depth of richness of data available to them, it's hard to fathom why ANZ would not provide deeper insights to help businesses succeed. This is one of Thriday's real strengths. By building its solution from a blank canvas, Thriday recognised the importance of data, and Thriday customers can benefit for real-time insights such as cashflow forecasts and tax estimates.


Find out how much money you could save by switching to Thriday


Open multiple free sub-accounts

Tupperware, pots, folders and sub-accounts. What do they all have in common? They help you organise and plan whatever you are doing. Thriday sub-accounts are an amazing feature that allow you to create different business transaction accounts for different purposes. It could be an account for savings, an account for daily expenses, and even an account for summer holidays. You can then track your savings and spend within these accounts. ANZ does not allow small businesses to create multiple sub-accounts for budgeting purposes.

Bill manager

Imagine if you knew exactly when all your bills were due and how much you needed to set aside to pay them off? Well, wonder no more, as Thriday has developed a unique bill manager feature which scans, schedules and allows you to pay your invoices with a few taps. ANZ does not provide a bill manager feature which means more administrative overhead for you, and less time for you to spend on what's important.

Registered tax agent (no. 26262416)

Thriday is a registered tax agent (registration number 26262416) with the Tax Practitioners Board (TPB). This allows you to file your BAS and taxes directly through the Thriday platform while benefiting from expert support from registered tax agents.

Automated receipt reconciliation

When running a business, things can get busy, and that is a good thing. Keeping receipts of all your transactions in Thriday will help you claim all of your possible deductions. Thankfully Thriday makes this easy by allowing a small business owner to take a photo, upload an image or forward an email to Thriday to automatically calculate all your GST and deductions. ANZ does not provide any automated receipt reconciliation features for small businesses.

Cash flow and tax predictions

A cash flow forecast is the most important business tool for every business. With a Thriday generated cash flow forecast, a small business owner will be able to tell you if your business has enough cash to run the business or invest to grow it. ANZ does not provide any cash flow or tax prediction reports.

Transaction categorisation

Thriday provides incredible transaction categorisation insights that make it easy to determine exactly where you are with your expenses. Transactions are automatically categorised to a chart of accounts to that it flows into your double entry accounting system. ANZ does not automatically categorise a transaction to a chart of accounts which means additional financial admin for small business owners.

Unlimited invoices and quotes

For many services based businesses, an invoice is their shop front. Once they complete a job, they invoice their client, and it's important they leave a professional and branded experience. Thriday allows any small business to setup invoices and customise them to their needs. With Thriday business owners can select from multiple templates and tailor the colours and brand to their style. ANZ does not provide any invoicing or quoting capabilities.

Generate financial reports

The three main accounting reports; income statement, cashflow statement and balance sheet, have stood the test of time for an important reason. They help businesses understand their financial position. Thriday makes it easy to access these reports by allowing you to download a PDF or a CSV. ANZ does not provide any ability to generate the standard financial reports from online banking for business.

Lodge BAS

When you register for an Australian business number (ABN) and GST, the ATO will automatically send you a Business Activity Statement when it is time to lodge. With Thriday this process is super simple. From your tax dashboard there is an option to lodge BAS. This will be available when you are registered from GST. From there, you can go through the forms and submit your BAS to the ATO. Unlike ANZ, which doesn't provide any services to lodge BAS, Thriday takes care of all the hard work for you.

Track budgets

Budgeting is not everyone's favourite thing to do, but as a business owner it's vitally important to keep a track of your expenses. Thriday makes this really easy to do with it's super powerful sub-accounts feature. You can create multiple business transaction accounts and assign them to specific expenses. You can then easily see exactly what you are spending on these categories. ANZ does not provide any budgeting features for small businesses via their online banking.

Cash flow and tax predictions

When you run a business you have 101 different things to worry about. This means you just don't have time to figure out your cash flow or tax position. Thriday eliminates the need to do this yourself with its handy cash flow and tax prediction modules. You can see instantly what your current and predicted positions are. ANZ does not provide any ability to see your cash flow and tax predictions.

Enjoy these great Thriday features

Thriday is completely cloud based and available on web and app
Modern, fast and AI-driven platform that has no legacy systems
Works out of the box with no training or third-party support required
Combines banking, bookkeeping, accounting and tax in one platform
Saves hours each week as no manual intervention required
No bank feeds or manual expense tracking
I love jumping into Thriday to see my real-time tax estimate and EOFY prediction. I no longer have any surprises!

Why Thriday?

Do you get a power outage every time you look at a shoebox of receipts? Managing your financial admin can be a real drain on your time and job satisfaction but there is a better way. Thriday is a new solution for a centuries old problem – paying tax. Thriday uses artificial intelligence to instantly interpret your transactions and apply them to a chart of accounts. This means as money hits your account, all your books are processed without lifting a finger. Thriday takes care of everything you, leaving you in control, and all the power at your fintertips. Don’t waste another minute, get started now.

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