Earn a massive {{interestRate}} interest from all of your Thriday business accounts!

  • Earn {{interestRate}} while you sleep.
  • Earn on all your money across up to 10 fully featured business accounts* (perfect for Profit First)
  • No monthly fees, minimum deposits or restrictive terms.
JOIN FOR FREEFive stars
4.9 average Google reviews
Five stars
4.9 average Google Reviews
WHY THRIDAY?

What makes Thriday business banking* different?

As a business owner, you want your money to work for you - as hard as possible, all the time! Traditionally, you'd set up a business savings account where you lose functionality and efficiency, or worse, a term deposit, where you lose control of your money for an extended period of time. But Thriday is different...


Earn {{interestRate}} on all your money in Thriday

All of your Thriday business bank accounts* earn interest automatically. Each account is fully featured and fully flexible. You even get a Visa Debit card for business expenses. No monthly fees, minimum deposits or restrictive terms.

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{{interestRate}}

Open 10 accounts, for $0 monthly fee

Need multiple accounts to segment your revenue? Thriday customers can create up to 10 separate business bank accounts*, all for $0 monthly fee. Online approval in as little as 3 minutes.

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Visa Debit cards

Make business purchases with our very green Visa Debit card. It’s a smart card too, so it’ll work with Apple Pay & Google Wallet on all of your devices.

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The logos of Apple Pay & Google WalletA mockup of a Thriday digital payment card on an iPhone

Automatic Allocations

Automatically split incoming money into chunks using percentage rules. Perfect for things like GST, BAS & owner’s pay.

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Profit First automation

Profit First is a simple way to improve financial health, achieve financial stability, and ultimately run a sustainable business

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Automated accounting

Get real-time, automated cash flow and tax forecasts. Take advantage of comprehensive reports like income statements, cash flow and balance sheets. Know where you stand when it comes to your cash position at any time.

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Thriday is where businesses belong

Thriday exists to help Aussie small businesses succeed. That’s why we made all Thriday accounts interest-bearing accounts.

Here’s what our customers have to say

Marine Refrigeration and Air Conditioning Services
FREE YOUR MIND (and the rest will follow)! Thriday is a game changer for anyone operating a small biz. Streamline your bookkeeping, invoicing, banking and tax all in one, easy to use mobile app or webapp. I've tried other "similar" systems in the past, but none come close. Then there's the personal service from the amazing team at Thriday. Whether it be the regular teams meetings to discuss strategies for planning and tax management, financial projections or other concerns that arise from time to time, the team does an outstanding job of putting you at ease with their expert knowledge and friendly approach. No longer do I end up with cash flow deficits through the year due to overpayment of PAYG installments or GST. It's SO much better than the nearest option! I could not recommend them highly enough! Pay the annual "done for you" plan and get on with concentrating on what you as a business owner do best. Leave the "back of house" to Thriday and you won't regret it! I have gained an entire day per week not having to concern myself with all the juggling and admin tasks I used to have to do before signing up. It's a bargain :)
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Reviewed
November 2, 2025
Phil Reilly
Thriday is Awesome! I'm in a little band that has graduated from the garage to the live stage. Admittedly, they have been pretty small stages so far. We are not earning much as a "Hobby Band" but enough to justify a tracking system. I trialled several before discovering Thriday. I have just started our second using it and I recommended it to any musicians. As a band we have a clear record of money in and money out. Thriday has provided us with a professional look and has made it easy to invoice venues. You can invoice the venue in your car before you drive home. It makes it so easy.
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Reviewed
November 1, 2025
Tara Howe
Can’t fault this program!! It has changed everything for my small artist business
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Reviewed
October 30, 2025
Taraanneee
Such a time saver! It has changed everything for my small artist business and I feel in control of my taxes for the first time
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Reviewed
October 30, 2025
Lisa Speed
Thriday has a great range of tools perfect for my book keeping needs
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Reviewed
October 30, 2025
Elle Williams
Great way to do business. So easy on the go.
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Reviewed
October 26, 2025
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Related content

Frequently asked questions

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Do I need to do anything to activate the interest on my account?

No, there is nothing you need to do. The interest will be automatically applied to all your Thriday accounts with eligible balances starting from 1 August 2024.

What's the interest rate on my Thriday account?

Starting from 1 August 2024, all your Thriday accounts will earn a variable interest rate on a per annum basis, and this interest rate is subject to change.

Right now the interest rate is {{interestRate}}

Can I have multiple accounts earning interest?

Yes, all your Thriday accounts will earn interest automatically.

How will I know if the interest rate changes?

We will communicate any changes to the interest rate promptly. The current rate is always available on our website and app.

Can I still use my Visa Debit card on an account generating interest?

Yes, you can continue to use your Thriday Visa Debit card as usual.

Are there any special conditions or minimum balances required to earn interest?

No special conditions or minimum balances are required. All funds in your account will earn interest automatically.

Is the interest rate fixed?

No, the interest rate is variable and is subject to change. You will be notified of interest rate changes to your account through a notice in your account statement.

When will the interest be credited to my account?

The interest will be calculated daily and credited to your account at the end of each month (the last day of the month).

Can I access my funds anytime?

Yes, you have unlimited access to your funds, just like a regular transaction account. No tiers or fixed terms exist, so you can withdraw or spend your money anytime.

Are there any fees associated with this interest savings account?

There are no monthly account fees or application fees associated with this interest savings account. For a full list of fees that may apply, please refer to Transaction Account Fees and Charges available on the website.

How is the interest calculated?

Interest is calculated daily based on your closing account balance and paid out at the end of each month.

See all FAQs

Why waste time on financial admin when Thriday can automate it for you?

Want to see how much time and money you can save with Thriday?
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