Earn a massive {{interestRate}} interest from all of your Thriday business accounts!

  • Earn {{interestRate}} while you sleep.
  • Earn on all your money across up to 10 fully featured business accounts* (perfect for Profit First)
  • No monthly fees, minimum deposits or restrictive terms.
JOIN FOR FREEFive stars
4.9 average Google reviews
Five stars
4.9 average Google Reviews
WHY THRIDAY?

What makes Thriday business banking* different?

As a business owner, you want your money to work for you - as hard as possible, all the time! Traditionally, you'd set up a business savings account where you lose functionality and efficiency, or worse, a term deposit, where you lose control of your money for an extended period of time. But Thriday is different...


Earn {{interestRate}} on all your money in Thriday

All of your Thriday business bank accounts* earn interest automatically. Each account is fully featured and fully flexible. You even get a Visa Debit card for business expenses. No monthly fees, minimum deposits or restrictive terms.

Join for free
{{interestRate}}

Open 10 accounts, for $0 monthly fee

Need multiple accounts to segment your revenue? Thriday customers can create up to 10 separate business bank accounts*, all for $0 monthly fee. Online approval in as little as 3 minutes.

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Visa Debit cards

Make business purchases with our very green Visa Debit card. It’s a smart card too, so it’ll work with Apple Pay & Google Wallet on all of your devices.

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The logos of Apple Pay & Google WalletA mockup of a Thriday digital payment card on an iPhone

Automatic Allocations

Automatically split incoming money into chunks using percentage rules. Perfect for things like GST, BAS & owner’s pay.

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Profit First automation

Profit First is a simple way to improve financial health, achieve financial stability, and ultimately run a sustainable business

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Automated accounting

Get real-time, automated cash flow and tax forecasts. Take advantage of comprehensive reports like income statements, cash flow and balance sheets. Know where you stand when it comes to your cash position at any time.

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Thriday is where businesses belong

Thriday exists to help Aussie small businesses succeed. That’s why we made all Thriday accounts interest-bearing accounts.

Here’s what our customers have to say

Jordan Pakes
The perfect finance and accounting companion as a sole trader consultant. All the features I need to support my cashflow, invoicing, accounting and BAS requirements in an intuitive, single app combining both banking and accounting!
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Reviewed
September 15, 2025
Artemis Acupuncture & Naturopathy
I'm so happy with Thriday, it's allowed me to do all of my small business financial work in one easy to use place. I don't enjoy the paperwork side of small business, but Thriday has made it so easy! I had a demo with Michael, and he really helped me to understand how to use the program in the best way for my business. I definitely recommend Thriday!
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Reviewed
September 14, 2025
Daniel Wonnocott
Great product and service. Very pleasant to deal with and great advice. The platform itself is fantastic and makes running the back end of a small business simple and time efficient.
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Reviewed
September 14, 2025
Chiefs Cleaning Crew
Thriday is good because it allows you to send multiple invoices at no extra cost to clients as some other acounting software providers charge you per invoice to send.
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Reviewed
September 3, 2025
Patay Aswang
Just signed up, However the level of customer service and care has already impressed me. Going through the settings and account creation etc is also extremely easy, the allocations for spreading income over different accounts for expenses like GST, Tax, expensed is also very easy and being able to allocate up the the full 100% is a good thing (my previous provider was only 40%) you can also earn interest in the bank accounts attached to your account, which is also a huge plus. Like I said, new user, but already extremely impressed with everything so far!
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Reviewed
September 2, 2025
Adela Skorepova
As a full time mum, part time small business owner, I don't have much time to spare. Thriday really makes such difference to my life. It is easy to use, really efficient and the team are very helpful whenever I need assistance.
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Reviewed
August 28, 2025
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Frequently asked questions

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Do I need to do anything to activate the interest on my account?

No, there is nothing you need to do. The interest will be automatically applied to all your Thriday accounts with eligible balances starting from 1 August 2024.

What's the interest rate on my Thriday account?

Starting from 1 August 2024, all your Thriday accounts will earn a variable interest rate on a per annum basis, and this interest rate is subject to change.

Right now the interest rate is {{interestRate}}

Can I have multiple accounts earning interest?

Yes, all your Thriday accounts will earn interest automatically.

How will I know if the interest rate changes?

We will communicate any changes to the interest rate promptly. The current rate is always available on our website and app.

Can I still use my Visa Debit card on an account generating interest?

Yes, you can continue to use your Thriday Visa Debit card as usual.

Are there any special conditions or minimum balances required to earn interest?

No special conditions or minimum balances are required. All funds in your account will earn interest automatically.

Is the interest rate fixed?

No, the interest rate is variable and is subject to change. You will be notified of interest rate changes to your account through a notice in your account statement.

When will the interest be credited to my account?

The interest will be calculated daily and credited to your account at the end of each month (the last day of the month).

Can I access my funds anytime?

Yes, you have unlimited access to your funds, just like a regular transaction account. No tiers or fixed terms exist, so you can withdraw or spend your money anytime.

Are there any fees associated with this interest savings account?

There are no monthly account fees or application fees associated with this interest savings account. For a full list of fees that may apply, please refer to Transaction Account Fees and Charges available on the website.

How is the interest calculated?

Interest is calculated daily based on your closing account balance and paid out at the end of each month.

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Why waste time on financial admin when Thriday can automate it for you?

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