$0 monthly fee business banking* built to save you time and money

$0 monthly access fee. Pay with your Visa Debit card*. Apple Pay & Google Wallet integration. Withdraw cash from ATMs. Deposit cash at Australia Post via Bank@Post. Auto-allocate money between up to 10 bank accounts* for profit, owners pay and tax. Use Bill Manager to snap a photo of your bills for automated payment scheduling.

GET STARTEDFive stars
4.9 average Google Reviews
BAS Lodgment
GST Recorded
Tax Forecast
Receipt Saved
Auto Reconciled
Cash Flow Updated
Balance Sheet Updated
P&L Updated
Bill Managed
Five stars
4.9 average Google Reviews
HOW IT WORKS

Banking* with Thriday is different. Here’s why...

MONEY IN

You earn money into your Thriday accounts

MONEY OUT

As you spend money you save receipts with Thriday

MAGIC

Thriday uses AI to automate your admin

BAS Lodgment
Tax Forecast
Bill Manager
Cash Flow Report
Auto Reconciliation
Balance Sheets
P&L Report
Auto Bookkeeping
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THE BENEFITS

Eliminate wasted time and money with business banking* that works for you

The integrated transaction accounts are the heart of Thriday's productivity platform. Unlike a traditional bank account, it's fully integrated with all of Thriday's core features to automate your financial admin and actually save you a massive amount of time.

Get an account online in 3 minutes

Opening a business bank account couldn’t be easier with Thriday. Apply online in as little as 3 minutes, no branch visit needed.

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Open 10 accounts, for $0 monthly fee

Need multiple accounts to segment your revenue? Thriday customers can create up to 10 separate business bank accounts, all for free.

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Visa Debit cards

Make business purchases with our very green VISA debit card. It’s a smart card too, so it’ll work with Apple Pay & Google Wallet on all of your devices.

Get started
The logos of Apple Pay & Google WalletA mockup of a Thriday digital payment card on an iPhone

Automatic Allocations

Automatically split incoming money into chunks using percentage rules. Perfect for things like GST, BAS & owner’s pay.

See more about Auto Allocations

Profit First automation

Profit First is a simple way to improve financial health, achieve financial stability, and ultimately run a sustainable business

See more about Profit First

Integrated Bill Manager

Track, pay & schedule your bill payments with ease with Thriday’s Bill Manager.

See more about Bill Manager

Open a business bank account* for free with Thriday

Thriday exists to help Aussie small businesses save time and money. That’s why we made it free & easy to get started with a business bank account.

GET STARTED

Here’s what our customers have to say

Chris Harag
Great app. Changed how i operate my little business.
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Reviewed
July 10, 2024
Gabrielle Rousseau
Loving the app and service so far. The only thing that I'd love in addition is app notifications for things like invoices seen and payments received. Otherwise everything is brilliant so far.
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Reviewed
July 7, 2024
Dr Sam Donegan
Amazing, Thriday does everything I want and more. I can't WAIT until it's ready for companies too. I thought I was happy with Xero until I tried this lol
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Reviewed
July 4, 2024
Renate Halleen
I was looking for a better and cheaper platform to do all my taxes, Invoices, and other business related items, and I absolutely love Thriday and I can implement the profit first system and actually thrive in my business
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Reviewed
July 4, 2024
Trying to write a nickname
Love using Thriday, they make it easy to generate invoices and track expenses.
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Reviewed
July 4, 2024
Brady Leach
Makes doing business so easy. Fantastic app and better than similar apps on the market. Saves us so much time and money. Highly recommend!
Read more
Reviewed
July 1, 2024
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Frequently asked questions

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Where do I find my unique receipt mailbox address?

Simply go to the Accounts screen, select the Receipts tab, then select the 'Add Receipts' option. You can then see all three ways you can provide receipts: Upload, Email or Take Photo. Just select the email tab and your unique mailbox address will be there. To make your life even easier, you can set up auto-forwarding rules from your Gmail, Yahoo or email provider.

What if I already have direct debits set up in another account?

No problem, we can provide instructions on transferring your direct debits to your Thriday transaction account once you become a Thriday member.

Is Thriday a bank?

Thriday is not a bank. Thriday is an Authorised Representative (No.1297601) of Regional Australia Bank Ltd ABN 21 087 650 360 AFSL 241167 (Regional Australia Bank). The transaction account is issued by Regional Australia Bank and is backed by the Financial Claims Scheme².

Is there a limit to how much I can withdraw from an ATM using Thriday?

With a Thriday Visa Debit card, you'll be able to withdraw cash from your business account using ATMs or eftpos facilities around Australia. There's a daily limit for cash withdrawals of $1,000 per day.

² Is my money secure?

Yes, your transaction account is backed by the Financial Claims Scheme (FCS)², which protects depositors of up to $250,000 per account holder per authorised deposit-taking institution (ADI).

How many receipts can I upload?

You can upload up to 20 receipts at once.

How does Thriday protect my information?

Thriday is independently audited and ISO 27001 certified.

ISO 27001 is a security standard that certifies an organisation has robust security controls and processes designed to protect the company and customer's assets. It supports compliance with many laws, including the Australian Privacy Principles and EU GDPR (General Data Protection Regulation).

ISO 27001 is recognised globally as a benchmark for good information security practice. It enables organisations like Thriday to achieve ongoing independent certification by an accredited certification body as a commitment to constant improvement in security maturity.

How do I add funds to my Thriday transaction account?

If you'd like to transfer funds to your Thriday transaction account, go to the Accounts screen, find the correct transaction account and click the 'Add Funds' button near the top right-hand corner. After that, you will be shown your transaction account's BSB (932 000) and Account number, which you can use to perform a transfer to.

² Financial Claim Scheme (FCS)

The Financial Claim Scheme is an Australia Government Guarantee scheme that protects up to a total of $250,000 of an account holder’s deposit held under the one banking licence. Information on the FCS is available on the FCS website www.fcs.gov.au

Can you upload receipts completed with a non-Thriday card?

Yes, you can upload these receipts, and them manually add them as an external transaction. This means your books will be up to date. When you upload a receipt from a transaction made with a non-Thriday card, it will display as 'Expense not found'. You can then select the receipt action menu > Create Expense. This will then add this expense to your ledger.

Can I rename my accounts?

You rename your accounts in the Settings. Just go to the Accounts section and select the account you want to rename. You have a maximum of 20 characters to work with.

Can I order cheques for my Thriday account?

Thriday doesn't support physical cheques as a payment method with our business accounts. This is because cheques aren't a common payment method anymore. We hope that businesses begin to use electronic payments and e-invoicing as much as possible. Digital methods aren't only cheaper and quicker but also more environmentally friendly!  

Can I link an external bank account to my Thriday account?

To benefit from Thriday's time-saving features use your Thriday transaction account and Visa Debit card for all incoming and outgoing business expenses

Suppose you want to leave some of your existing workflows alone in a current bank account you have. In that case, you can very quickly schedule payment transfers from Thriday to that account.

Can I just use the Thriday transaction account?

You could, but the point of Thriday is to save you time by combining the tools you need to manage your financial admin in one place.

If you only plan on using Thriday to send and receive money, and you want to continue using a bookkeeper, accounting platform, invoicing software, receipt scanning software, and an accountant (all outside of the Thriday ecosystem), you're missing out on the automation and real value Thriday provides.

The transaction account is the beating heart of the Thriday system, enabling automation that other tools and platforms simply can't. As a result, Thriday could save you many hours each week when used to its full potential.
With Thriday, you aren't just getting a transaction account. Instead, you're getting an all-in-one financial management platform that could pay for itself with the time it saves!

Can I attach files to transactions?

Yes, Thriday allows you to attach files to transactions to detail them according to your specific needs.

¹ Thriday transaction account

The transaction account is issued by Regional Australia Bank Ltd ABN 21 087 650 360 AFSL 241167 (Regional Australia Bank) . Team Thrive Pty Ltd ABN 15 637 676 496 (Thriday) is an authorised representative (No.1297601) of Regional Australia Bank Ltd.

Please read the Account & Access Facility Conditions of Use, Summary of Account & Access Facilities, Fees and Charges Sheet, Financial Services Guide and Target Market Disclosure when considering if the transaction account is right for you.

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Why waste time on financial admin when Thriday can automate it for you?

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