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Imagine if your business bank account* was your accounting software

See why Thriday is better for small businesses than Parpera
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Parpera does not provide Financial Claims Scheme (FCS) guaranteed bank accounts like Thriday can. Any funds you store in your Thriday transaction account is protected by this guarantee up to $250,000 per account holder. Parpera is only available via an iPhone or Android app which makes it hard if you want to review your finances in a bit more detail. Thriday offers a desktop and mobile website, in addition to iPhone and Google apps. This means you can pick the device you prefer to access your finances. Parpera does not provide any automated bookkeeping, accounting and tax features like Thriday. Thriday is also a registered tax agent (registration number 26262416) with the Tax Practitioners Board (TPB). This means you can lodge your BAS and taxes directly from the Thriday platform and take advantage of expert support from registered tax agents.


Find out how much money you could save by switching to Thriday


Web and mobile apps

Thriday is perfect for checking your accounts on the run, or if you want to sit down and go into a bit more detail, you can also access all the same functionality on app and web. It’s your choice! With Papera, you can only access your information on a mobile device, and you are required to download an app.
App only
App only

$0 monthly bank accounts* protected by the FCS

All funds up to $250,000 stored in a bank account* with Thriday are backed by the FCS guarantee, which means your funds are protected. Thriday also allows you to open 9 sub-accounts in literally seconds. Sub-accounts are great for budgeting and setting money aside for things like bills or taxes. Parpera no longer provides bank accounts protected by the FCS due to the closure of their banking partner Volt. Parpera also does not offer a $0 monthly account, all accounts require a paid subscription.

Automated allocations

When cash flows in, take control with our automated allocation feature! Set a percentage of your earnings to zip straight to your preferred bank account, boosting the ease of rolling out Profit First distributions or earmarking a share of your earnings for your Super account. Streamline your financial game with our hassle-free automation.

Registered tax agent (no. 26262416)

To further streamline your tax, BAS, and accounting needs, Thriday, a registered tax agent (registration number 26262416) with the Tax Practitioners Board (TPB), allows you to lodge your BAS and taxes directly from the Thriday platform and access expert support from registered tax agents.

Free Bank@Post to deposit cash

Thriday account holders can withdraw and deposit cash at Australia Post outlets Australia wide for free using their Visa Debit card. So, if you are a tradie or a retail store owner, and your business still gets paid in cash, this is a great way to keep your funds secure. Papera does not allow you to withdraw or deposit cash in any way, so we hope you have plenty of room under your mattress!

Automated receipt reconciliation

Parpera does not offer any receipt tracking functionality. This means you have to literally keep your receipts in a shoe box or glove box. If don’t have time for that, then Thriday offers automated reconciliation where you can just forward or scan a bunch of receipts and Thriday takes care of the rest. Thriday will even scan the details to determine what GST was paid, so you can track this for tax time. Keeping receipts is required to make a valid tax deduction claim. With Thriday, it's all taken care of. What a win!

Cash flow and tax predictions

The best way to make smart business decisions today, is to understand where you expect your business to be tomorrow. Thriday’s inbuilt cash flow and tax prediction are purpose built for business owners who like to keep their finger pulse. Parpera does not provide any cash flow or tax predictions features.

Real-time bookkeeping

Don’t wait until the of the quarter, or the end of the year to know exactly where you stand financially. Thriday takes care of all your bookkeeping, accounting and tax every time you spend money or earn money. With Parpera, you would still need to set up a bank feed with Xero, then code transactions manually, and then sit down with an accountant at tax time to figure out the rest.

Automatically schedule your bill payments

Thriday has an in-built bill management feature that allows you to scan, forward, or upload any bills you receive to schedule payment automatically. Thriday will even highlight changed payment details to protect you against fraud. This feature will cut your bill payment times by a third. Parpera does not provide any bill management features.

Straight-through BAS lodgment to the ATO

If you are registered for GST, it’s essential that you lodge your BAS either monthly, quarterly or yearly depending on how much you earn. If you ask a traditional accountant to do your BAS, it can cost you in excess of $300 per BAS lodgment. That’s a lot. With Thriday, you get you BAS automatically calculated, and you can lodge it directly to the ATO for only $59.95 per lodgment. Talk about a hassle-free experience. Parpera does not provide straight-through BAS lodgment to the ATO. You either need to DIY, or use their accounting partner, Day One Advisory.

Generate financial reports

Income statements, cashflow statements and balance sheet reports are an essential part of running a business. Besides being informative for yourself, they are required when you apply for a loan, or are seeking funds from investors. In Thriday, these reports can be generated for free, at the tap of a button. Parpera does not provide any management account reporting.

Call centre support

Small business owners are time poor and require prompt assistance. Thriday offers call centre support from 9 am to 5 pm, Monday to Friday, reachable at 1800-THRIDAY. This ensures that you can easily connect with a representative whenever you need help. All our call centre staff are based in Australia, ensuring that you receive the appropriate support you require. In contrast, Parpera does not have a direct phone number for assistance.
No number
No number

Enjoy these great Thriday features

Thriday is completely cloud based and available on web and app
Modern, fast and AI-driven platform that has no legacy systems
Works out of the box with no training or third-party support required
Combines banking, bookkeeping, accounting and tax in one platform
Saves hours each week as no manual intervention required
No bank feeds or manual expense tracking
Thriday feels like a product built in the future. I never want to go back to my old way of doing things.

Why Thriday?

Managing your financial admin can be a real drain on your time and job satisfaction but there is a better way. Thriday is a new solution for a centuries old problem – managing your banking, accounting and tax. Thriday uses artificial intelligence to instantly interpret your transactions and apply them to a chart of accounts. This means as money hits your account, all your books are processed without lifting a finger. Thriday takes care of all your financial admin for only $29.95 a month. Say goodbye to time wasted, and say hello to Thriday.

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