Five stars
4.9 average Google reviews

What’s your business credit score?

If it’s bad Thriday can help you improve it with better financial management systems, if it’s good, Thriday can help you maintain it!

WHY SHOULD I CARE

Is your business credit score secretly holding you back from success?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

Your business credit score can affect:

Your interest rate on business finance

The higher your risk profile, the less lenders want to lend to you; therefore, the higher the interest rate they’ll charge.

How much you pay for business insurance

No one wants to pay more for insurance than they have to. With a bad credit score, your insurer could see you as a higher risk.

How legitimate you appear to suppliers

Your clients can access this same data to determine if it’s worth the risk of doing business with you. A poor score means less business.

How trustworthy you appear to clients

A bad score might not mean you’re untrustworthy, but it sure can look that way from a potential client's perspective.

Thriday makes it easy to track your business credit score for free

Thriday reveals your score and offers insights and tools to improve it. Plus, with features like automated bill payments and tax lodgment, Thriday can help you maintain a healthy score with better financial management systems.

THE BENEFITS

Keep your score healthy with Thriday

Automation, built-in forecasting and real-time reporting in Thriday gives you everything you need to maintain a healthy score and a healthy business

Automated bill payments

Late payments can impact your score. With bill manager, you can simply snap a shot of your bills as they come in to automatically schedule them for payment on the due date.

Automate your bill payments

Automatic tax calculation

A surprise tax bill can lead to any number of issues that impact your score. Thriday can calculate your tax as your money comes in and out so you always know how much to set aside.

Automate your tax calculation

Automated budgeting

As revenue comes in, you can create rules to automate the distribution of money between any number of accounts. Putting your budget on autopilot can help you maintain a good score.

Automate your budget

Cash flow management

See how your business is performing every time you log into Thriday. Seeing dips in income or recognising increases in expenses can help you identify issues before they become big problems.

Manage your cash flow

Here’s what our customers have to say

Emma Bliss
So happy to have found Thriday. I have been trying to use the profit first strategy for about a year, but normal banks just couldn't handle the concept. That's what lead me to Thriday. Now I am here, not only is Profit First built into the system, the fact that banking and accounting is all in one place has simplified everything and saves me at least an hour every week.
So happy to have found Thriday. I have been trying to use the profit first strategy for about a year, but normal banks just couldn't handle the concept. That's what lead me to Thriday. Now I am here, not only is Profit First built into the system, the fact that banking and accounting is all in one place has simplified everything and saves me at least an hour every week.
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Reviewed
August 16, 2025
Amanda González
Thriday is the only app that ticked all of my requirements. It's intuitive and simple to use. I'm settling in for a long relationship!
Thriday is the only app that ticked all of my requirements. It's intuitive and simple to use. I'm settling in for a long relationship!
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Reviewed
August 11, 2025
Felicity Lawrence
Thriday is amazing. It is so simple, intuitive and enjoyable to use. I can connect everything together across invoices, accounts, reports and make sure I don't miss anything and it is very affordable for a new business. Thank you Thriday!!
Thriday is amazing. It is so simple, intuitive and enjoyable to use. I can connect everything together across invoices, accounts, reports and make sure I don't miss anything and it is very affordable for a new business. Thank you Thriday!!
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Reviewed
August 7, 2025
Jay O
As a sole trader this is a great tool
As a sole trader this is a great tool
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Reviewed
August 5, 2025
Lisa Speed
Thriday has a great range of tools perfect for my book keeping needs
Thriday has a great range of tools perfect for my book keeping needs
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Reviewed
August 4, 2025
Quigs42
I have now been using Thriday for a year and cannot say a bad thing about it. Previously I used Xero but was frustrated with the continual increase in pricing. Thriday has saved me heaps of time and stress - it is so well supported. I love being able to take a photo of receipts and then letting Thriday do the work for me. Continual improvements and they take onboard suggestions. Love and highly recommend
I have now been using Thriday for a year and cannot say a bad thing about it. Previously I used Xero but was frustrated with the continual increase in pricing. Thriday has saved me heaps of time and stress - it is so well supported. I love being able to take a photo of receipts and then letting Thriday do the work for me. Continual improvements and they take onboard suggestions. Love and highly recommend
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Reviewed
August 3, 2025
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Don't let a mystery number take away your control

Check your business credit score for free with Thriday today and take control of your business success.

Frequently asked questions

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How can Thriday help improve my credit score?

Thriday provides a system that promotes simpler, better financial management.

Lodge your BAS and tax directly from Thriday on time with no effort

Why should I care about my business credit score?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

How is your business credit score calculated?

RiskScore uses three categories of data to assess the risk level of a business:

  • Tradeline behavioural data: CreditorWatch’s 55,000+ customers deliver more than 11 million monthly trade lines from businesses of all sizes and industries. This unique transaction data includes both positive and negative payment behaviour from corporate ATB uploads and SME payment data.
  • Business demographic risk data: This includes geographic risk clusters that capture risk of a certain location and factors such as business maturity, entity type, industry and tax status. Natural language processing is applied to business names to classify high-risk business types.
  • Traditional credit risk drivers, including ATO tax debt d
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Why waste time on financial admin when Thriday can automate it for you?

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