Five stars
4.9 average Google reviews

What’s your business credit score?

If it’s bad Thriday can help you improve it with better financial management systems, if it’s good, Thriday can help you maintain it!

WHY SHOULD I CARE

Is your business credit score secretly holding you back from success?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

Your business credit score can affect:

Your interest rate on business finance

The higher your risk profile, the less lenders want to lend to you; therefore, the higher the interest rate they’ll charge.

How much you pay for business insurance

No one wants to pay more for insurance than they have to. With a bad credit score, your insurer could see you as a higher risk.

How legitimate you appear to suppliers

Your clients can access this same data to determine if it’s worth the risk of doing business with you. A poor score means less business.

How trustworthy you appear to clients

A bad score might not mean you’re untrustworthy, but it sure can look that way from a potential client's perspective.

Thriday makes it easy to track your business credit score for free

Thriday reveals your score and offers insights and tools to improve it. Plus, with features like automated bill payments and tax lodgment, Thriday can help you maintain a healthy score with better financial management systems.

THE BENEFITS

Keep your score healthy with Thriday

Automation, built-in forecasting and real-time reporting in Thriday gives you everything you need to maintain a healthy score and a healthy business

Automated bill payments

Late payments can impact your score. With bill manager, you can simply snap a shot of your bills as they come in to automatically schedule them for payment on the due date.

Automate your bill payments

Automatic tax calculation

A surprise tax bill can lead to any number of issues that impact your score. Thriday can calculate your tax as your money comes in and out so you always know how much to set aside.

Automate your tax calculation

Automated budgeting

As revenue comes in, you can create rules to automate the distribution of money between any number of accounts. Putting your budget on autopilot can help you maintain a good score.

Automate your budget

Cash flow management

See how your business is performing every time you log into Thriday. Seeing dips in income or recognising increases in expenses can help you identify issues before they become big problems.

Manage your cash flow

Here’s what our customers have to say

Skye Stephenson
This app is perfect for Sole Traders
This app is perfect for Sole Traders
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Reviewed
June 6, 2025
Rhonda Bradley
Thriday has been a game-changer. I'm saving a heap of time on administration. Evething I need to operate my business is in one place. Advice is readily available from Thriday staff.
Thriday has been a game-changer. I'm saving a heap of time on administration. Evething I need to operate my business is in one place. Advice is readily available from Thriday staff.
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Reviewed
June 6, 2025
Jonathan Schleifer
As a sole trader, managing my business finances used to be a total time suck. I had to use four different apps for banking, receipt management, invoicing, and accounting, which was inefficient and a constant annoyance, as I had to manually integrate everything. Enter Thriday. This app has completely streamlined my workflow by putting all these essential services in one place. Now, I can handle banking, invoicing, budgeting, receipt matching, and accounting in a single app, freeing up so much time and eliminating the hassle of switching between different tools. They've been very open to feature requests, and the customer service is ace. I highly recommend giving Thriday a try. It's made a real difference in my business!
As a sole trader, managing my business finances used to be a total time suck. I had to use four different apps for banking, receipt management, invoicing, and accounting, which was inefficient and a constant annoyance, as I had to manually integrate everything. Enter Thriday. This app has completely streamlined my workflow by putting all these essential services in one place. Now, I can handle banking, invoicing, budgeting, receipt matching, and accounting in a single app, freeing up so much time and eliminating the hassle of switching between different tools. They've been very open to feature requests, and the customer service is ace. I highly recommend giving Thriday a try. It's made a real difference in my business!
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Reviewed
June 5, 2025
Paul Cranney
Thriday is fun to use because of an easy interface and lots of helpful features, like receipt collection and storage. It’s also reasonably priced compared to other legal accounting software systems.
Thriday is fun to use because of an easy interface and lots of helpful features, like receipt collection and storage. It’s also reasonably priced compared to other legal accounting software systems.
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Reviewed
June 2, 2025
Elle Williams
I love this app. It’s made my accounting and bookkeeping process a one handed affair while I get on with things. It simultaneously works in the background, sending reminders to my customers and sorting out my expenses.
I love this app. It’s made my accounting and bookkeeping process a one handed affair while I get on with things. It simultaneously works in the background, sending reminders to my customers and sorting out my expenses.
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Reviewed
May 31, 2025
Hurleys Agri Contracting
Definitely rate this app takes so much stress out of financial admin and plus I no longer have to pay a subscription to be able to invoice clients
Definitely rate this app takes so much stress out of financial admin and plus I no longer have to pay a subscription to be able to invoice clients
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Reviewed
May 11, 2025
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Don't let a mystery number take away your control

Check your business credit score for free with Thriday today and take control of your business success.

Frequently asked questions

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How can Thriday help improve my credit score?

Thriday provides a system that promotes simpler, better financial management.

Lodge your BAS and tax directly from Thriday on time with no effort

Why should I care about my business credit score?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

How is your business credit score calculated?

RiskScore uses three categories of data to assess the risk level of a business:

  • Tradeline behavioural data: CreditorWatch’s 55,000+ customers deliver more than 11 million monthly trade lines from businesses of all sizes and industries. This unique transaction data includes both positive and negative payment behaviour from corporate ATB uploads and SME payment data.
  • Business demographic risk data: This includes geographic risk clusters that capture risk of a certain location and factors such as business maturity, entity type, industry and tax status. Natural language processing is applied to business names to classify high-risk business types.
  • Traditional credit risk drivers, including ATO tax debt d
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Why waste time on financial admin when Thriday can automate it for you?

Want to see how much time and money you can save with Thriday?
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