Five stars
4.9 average Google reviews

What’s your business credit score?

If it’s bad Thriday can help you improve it with better financial management systems, if it’s good, Thriday can help you maintain it!

WHY SHOULD I CARE

Is your business credit score secretly holding you back from success?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

Your business credit score can affect:

Your interest rate on business finance

The higher your risk profile, the less lenders want to lend to you; therefore, the higher the interest rate they’ll charge.

How much you pay for business insurance

No one wants to pay more for insurance than they have to. With a bad credit score, your insurer could see you as a higher risk.

How legitimate you appear to suppliers

Your clients can access this same data to determine if it’s worth the risk of doing business with you. A poor score means less business.

How trustworthy you appear to clients

A bad score might not mean you’re untrustworthy, but it sure can look that way from a potential client's perspective.

Thriday makes it easy to track your business credit score for free

Thriday reveals your score and offers insights and tools to improve it. Plus, with features like automated bill payments and tax lodgment, Thriday can help you maintain a healthy score with better financial management systems.

THE BENEFITS

Keep your score healthy with Thriday

Automation, built-in forecasting and real-time reporting in Thriday gives you everything you need to maintain a healthy score and a healthy business

Automated bill payments

Late payments can impact your score. With bill manager, you can simply snap a shot of your bills as they come in to automatically schedule them for payment on the due date.

Automate your bill payments

Automatic tax calculation

A surprise tax bill can lead to any number of issues that impact your score. Thriday can calculate your tax as your money comes in and out so you always know how much to set aside.

Automate your tax calculation

Automated budgeting

As revenue comes in, you can create rules to automate the distribution of money between any number of accounts. Putting your budget on autopilot can help you maintain a good score.

Automate your budget

Cash flow management

See how your business is performing every time you log into Thriday. Seeing dips in income or recognising increases in expenses can help you identify issues before they become big problems.

Manage your cash flow

Here’s what our customers have to say

Marine Refrigeration and Air Conditioning Services
FREE YOUR MIND (and the rest will follow)! Thriday is a game changer for anyone operating a small biz. Streamline your bookkeeping, invoicing, banking and tax all in one, easy to use mobile app or webapp. I've tried other "similar" systems in the past, but none come close. Then there's the personal service from the amazing team at Thriday. Whether it be the regular teams meetings to discuss strategies for planning and tax management, financial projections or other concerns that arise from time to time, the team does an outstanding job of putting you at ease with their expert knowledge and friendly approach. No longer do I end up with cash flow deficits through the year due to overpayment of PAYG installments or GST. It's SO much better than the nearest option! I could not recommend them highly enough! Pay the annual "done for you" plan and get on with concentrating on what you as a business owner do best. Leave the "back of house" to Thriday and you won't regret it! I have gained an entire day per week not having to concern myself with all the juggling and admin tasks I used to have to do before signing up. It's a bargain :)
FREE YOUR MIND (and the rest will follow)! Thriday is a game changer for anyone operating a small biz. Streamline your bookkeeping, invoicing, banking and tax all in one, easy to use mobile app or webapp. I've tried other "similar" systems in the past, but none come close. Then there's the personal service from the amazing team at Thriday. Whether it be the regular teams meetings to discuss strategies for planning and tax management, financial projections or other concerns that arise from time to time, the team does an outstanding job of putting you at ease with their expert knowledge and friendly approach. No longer do I end up with cash flow deficits through the year due to overpayment of PAYG installments or GST. It's SO much better than the nearest option! I could not recommend them highly enough! Pay the annual "done for you" plan and get on with concentrating on what you as a business owner do best. Leave the "back of house" to Thriday and you won't regret it! I have gained an entire day per week not having to concern myself with all the juggling and admin tasks I used to have to do before signing up. It's a bargain :)
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Reviewed
November 2, 2025
Phil Reilly
Thriday is Awesome! I'm in a little band that has graduated from the garage to the live stage. Admittedly, they have been pretty small stages so far. We are not earning much as a "Hobby Band" but enough to justify a tracking system. I trialled several before discovering Thriday. I have just started our second using it and I recommended it to any musicians. As a band we have a clear record of money in and money out. Thriday has provided us with a professional look and has made it easy to invoice venues. You can invoice the venue in your car before you drive home. It makes it so easy.
Thriday is Awesome! I'm in a little band that has graduated from the garage to the live stage. Admittedly, they have been pretty small stages so far. We are not earning much as a "Hobby Band" but enough to justify a tracking system. I trialled several before discovering Thriday. I have just started our second using it and I recommended it to any musicians. As a band we have a clear record of money in and money out. Thriday has provided us with a professional look and has made it easy to invoice venues. You can invoice the venue in your car before you drive home. It makes it so easy.
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Reviewed
November 1, 2025
Tara Howe
Can’t fault this program!! It has changed everything for my small artist business
Can’t fault this program!! It has changed everything for my small artist business
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Reviewed
October 30, 2025
Taraanneee
Such a time saver! It has changed everything for my small artist business and I feel in control of my taxes for the first time
Such a time saver! It has changed everything for my small artist business and I feel in control of my taxes for the first time
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Reviewed
October 30, 2025
Lisa Speed
Thriday has a great range of tools perfect for my book keeping needs
Thriday has a great range of tools perfect for my book keeping needs
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Reviewed
October 30, 2025
Elle Williams
Great way to do business. So easy on the go.
Great way to do business. So easy on the go.
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Reviewed
October 26, 2025
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Don't let a mystery number take away your control

Check your business credit score for free with Thriday today and take control of your business success.

Frequently asked questions

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How can Thriday help improve my credit score?

Thriday provides a system that promotes simpler, better financial management.

Lodge your BAS and tax directly from Thriday on time with no effort

Why should I care about my business credit score?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

How is your business credit score calculated?

RiskScore uses three categories of data to assess the risk level of a business:

  • Tradeline behavioural data: CreditorWatch’s 55,000+ customers deliver more than 11 million monthly trade lines from businesses of all sizes and industries. This unique transaction data includes both positive and negative payment behaviour from corporate ATB uploads and SME payment data.
  • Business demographic risk data: This includes geographic risk clusters that capture risk of a certain location and factors such as business maturity, entity type, industry and tax status. Natural language processing is applied to business names to classify high-risk business types.
  • Traditional credit risk drivers, including ATO tax debt d
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Why waste time on financial admin when Thriday can automate it for you?

Want to see how much time and money you can save with Thriday?
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