Five stars
4.9 average Google Reviews

What’s your business credit score?

If it’s bad Thriday can help you improve it with better financial management systems, if it’s good, Thriday can help you maintain it!

WHY SHOULD I CARE

Is your business credit score secretly holding you back from success?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

Your business credit score can affect:

Your interest rate on business finance

The higher your risk profile, the less lenders want to lend to you; therefore, the higher the interest rate they’ll charge.

How much you pay for business insurance

No one wants to pay more for insurance than they have to. With a bad credit score, your insurer could see you as a higher risk.

How legitimate you appear to suppliers

Your clients can access this same data to determine if it’s worth the risk of doing business with you. A poor score means less business.

How trustworthy you appear to clients

A bad score might not mean you’re untrustworthy, but it sure can look that way from a potential client's perspective.

Thriday makes it easy to track your business credit score for free

Thriday reveals your score and offers insights and tools to improve it. Plus, with features like automated bill payments and tax lodgment, Thriday can help you maintain a healthy score with better financial management systems.

THE BENEFITS

Keep your score healthy with Thriday

Automation, built-in forecasting and real-time reporting in Thriday gives you everything you need to maintain a healthy score and a healthy business

Automated bill payments

Late payments can impact your score. With bill manager, you can simply snap a shot of your bills as they come in to automatically schedule them for payment on the due date.

Automate your bill payments

Automatic tax calculation

A surprise tax bill can lead to any number of issues that impact your score. Thriday can calculate your tax as your money comes in and out so you always know how much to set aside.

Automate your tax calculation

Automated budgeting

As revenue comes in, you can create rules to automate the distribution of money between any number of accounts. Putting your budget on autopilot can help you maintain a good score.

Automate your budget

Cash flow management

See how your business is performing every time you log into Thriday. Seeing dips in income or recognising increases in expenses can help you identify issues before they become big problems.

Manage your cash flow

Here’s what our customers have to say

Keith Costelo
Thriday is an amazing app! I have tried several accounting apps and as sole trader and a creative who is not good with numbers, accounting and taxes, Thriday makes it a lot easier and ticks all the boxes including banking. I can also see and experienced that the team really cares about their service, offering, improvements and community no matter how small they are or just starting out. So highly recommended!
Thriday is an amazing app! I have tried several accounting apps and as sole trader and a creative who is not good with numbers, accounting and taxes, Thriday makes it a lot easier and ticks all the boxes including banking. I can also see and experienced that the team really cares about their service, offering, improvements and community no matter how small they are or just starting out. So highly recommended!
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Reviewed
September 4, 2024
Darren Carr
As a new customer to Thriday who is also new to running my own small business I can't recommend them enough. Alice was so patient with answering all my questions and the platform has been super easy to use. I also love that they are always enhancing its capability and use customer feedback to drive improvements. I looked at many many different book keeping options and am so glad I settled on Thriday for husbandman.com.au
As a new customer to Thriday who is also new to running my own small business I can't recommend them enough. Alice was so patient with answering all my questions and the platform has been super easy to use. I also love that they are always enhancing its capability and use customer feedback to drive improvements. I looked at many many different book keeping options and am so glad I settled on Thriday for husbandman.com.au
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Reviewed
September 3, 2024
Jennifer Cameron
I've been with Thriday for a few months, and so far I am super impressed (even though I haven't made use of it fully yet!) What I really like about Thriday is that my business account tracks income and expenses and processes my tax for me! I can upload my receipts and reconciling them takes moments. Thriday was recommended to me by my bookkeeper, and as someone who struggles with tax and accounting, I couldn't be happier.
I've been with Thriday for a few months, and so far I am super impressed (even though I haven't made use of it fully yet!) What I really like about Thriday is that my business account tracks income and expenses and processes my tax for me! I can upload my receipts and reconciling them takes moments. Thriday was recommended to me by my bookkeeper, and as someone who struggles with tax and accounting, I couldn't be happier.
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Reviewed
September 2, 2024
Azoid
I love the simplicity of Thriday. It is a perfect fit for my small business, as it frees up the time to get more orders out the door. Highly recommend Thriday to any Sole Trader/Small Business.
I love the simplicity of Thriday. It is a perfect fit for my small business, as it frees up the time to get more orders out the door. Highly recommend Thriday to any Sole Trader/Small Business.
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Reviewed
September 1, 2024
Carol-Anne Howlett
I currently use Xero and I remember the set-up being very confusing. Now, I'm not great at this kind of thing anyway, however, I not stupid neither, so I eventually work things out (with help). With Thriday, it took me about 10 minutes and I was done. I had set aside an hour!!! The language was just 'normal' Jargon just not needed. I instantly was able to see the dashboard, soooo easy to navigate around. I honestly can't believe it. Why on earth have no other accounting software coped on to this need. Prior to set up, expecting it to be complex, I set up an appointment for someone to 'hold my hand'. I will still attend this appointment as I do want to ensure I don't make a mistake. Upon booking the appointment, I received an almost immediate response confirming the time/day. It was the last sentence that actually made me well-up. It said 'Carol-Anne we've got your back'. Thinking of all the confusion with xero over the years and changing accountants, never knowing for sure that the information is truely correct. I feel I can finally rely not only on the software, I can rely on the support. It's so impressive.
I currently use Xero and I remember the set-up being very confusing. Now, I'm not great at this kind of thing anyway, however, I not stupid neither, so I eventually work things out (with help). With Thriday, it took me about 10 minutes and I was done. I had set aside an hour!!! The language was just 'normal' Jargon just not needed. I instantly was able to see the dashboard, soooo easy to navigate around. I honestly can't believe it. Why on earth have no other accounting software coped on to this need. Prior to set up, expecting it to be complex, I set up an appointment for someone to 'hold my hand'. I will still attend this appointment as I do want to ensure I don't make a mistake. Upon booking the appointment, I received an almost immediate response confirming the time/day. It was the last sentence that actually made me well-up. It said 'Carol-Anne we've got your back'. Thinking of all the confusion with xero over the years and changing accountants, never knowing for sure that the information is truely correct. I feel I can finally rely not only on the software, I can rely on the support. It's so impressive.
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Reviewed
August 29, 2024
Michelle Stewart
Super easy to set up and to understand from the perspective of someone who is new to business establishment.
Super easy to set up and to understand from the perspective of someone who is new to business establishment.
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Reviewed
August 28, 2024
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Don't let a mystery number take away your control

Check your business credit score for free with Thriday today and take control of your business success.

Frequently asked questions

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How can Thriday help improve my credit score?

Thriday provides a system that promotes simpler, better financial management.

Lodge your BAS and tax directly from Thriday on time with no effort

Why should I care about my business credit score?

You may not even know you have a poor score. You could be paying more than you have to for loans and insurance, and your trust profile could be impacting sales and revenue

How is your business credit score calculated?

RiskScore uses three categories of data to assess the risk level of a business:

  • Tradeline behavioural data: CreditorWatch’s 55,000+ customers deliver more than 11 million monthly trade lines from businesses of all sizes and industries. This unique transaction data includes both positive and negative payment behaviour from corporate ATB uploads and SME payment data.
  • Business demographic risk data: This includes geographic risk clusters that capture risk of a certain location and factors such as business maturity, entity type, industry and tax status. Natural language processing is applied to business names to classify high-risk business types.
  • Traditional credit risk drivers, including ATO tax debt d
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Why waste time on financial admin when Thriday can automate it for you?

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